However you’ve bought your new home, be it via a director’s mortgage with dividends or via any other specialist mortgage route, once you’ve signed all the documents then it’s time to start planning for that dreaded house move!
Plan early
You can notify most utilities companies, your broadband and TV provider, and your mobile phone provider a couple of months in advance – so long as you know the date you’ll be at your new property, it’s not too early to tell them you’re moving.
Don’t forget to change your details on the electoral roll and to inform your council tax provider in your current and new areas of your move dates: you’ll find they’re very used to calculating payments owed and will be able to tell you in advance of receiving the bills what the amounts will be.
Make a list of who you need to notify
Include things like Doctors, Dentists (schools are a pretty obvious one if you’re a parent!), Doggy day care, your local Library (if you’re a library card holder you’ll be able to find out where your nearest library is to your new home), your Bank & Building Society, and all your insurance providers.
All of these companies now have dedicated ‘switch squads’ which make it really easy for you to notify them of a move, and in most cases, you can do it all online now too.
Start packing
Well actually firstly you should start gathering up boxes and packing materials – then start tackling the rooms you don’t need, and can safely pack away early.
The rooms that you don’t really need, such as your spare bedrooms and your garage, are usually the best place to start.
They’re also usually the ones that you can throw the most stuff out of, too!
Have a clear out
Take the opportunity to have a good old clear out. Be honest, do you really need all that stuff?! Get some things you haven’t used in years and likely never will again off to the charity shop, or to the tip if it’s unsalvageable.
Do this with everything: books, clothes DVDs, toys, furniture – there’s simply no need to take it all with you. Be honest with yourself – have you used it in the last year and are you likely to ever use it again?!
Get a system in place
Once you get into the swing of packing and/or clearing out for a couple of hours in the evening, you’ll never look back.
Unless you have the biggest house filled with the most stuff in the whole wide world (!), you’ll be able to get a whole house emptied and packed within just a couple of weeks.
Don’t leave everything to the last minute
It’s not possible to pack a house up thoroughly and properly the night before the move. Don’t do it to yourself, plan properly in advance and give yourself plenty of time to actually enjoy the house move.
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